Ongoing portfolio management informed by individual goals, risk considerations, and time horizons, with strategies that may adjust as market conditions and personal circumstances change. Planning support for business owners, including strategies related to growth, succession, liquidity events, and personal financial alignment with business-related decisions. Financial planning strategies that consider tax implications, including coordination of investment and retirement decisions in ways that may help manage tax exposure over time. Support for evaluating retirement goals, income needs, and timing considerations, with strategies that can help align savings, investments, and withdrawal approaches over time.

Fiduciary Duty: Choose a Fiduciary Advisor

The EP Wealth team in Valencia believes that financial advice should be tailored to each client’s unique situation and goals. A fee was not paid by either the wealth preservation strategies investment professional or HH to receive the ranking. Wealth management is about more than just growing your assets; it’s about orchestrating your financial affairs to achieve your life’s vision. Retirement should be a time of relaxation and fulfillment, not worry. We analyze your current financial situation, identify opportunities for improvement, and chart a course to help you achieve your dreams, whether it’s buying a home, funding education, or starting a busines

Families with significant assets, business interests, minor children or special needs loved ones may also benefit from additional trusts and advanced estate planning strategies, often coordinated as part of broader estate planning services. At its most basic, estate planning lets you name guardians for minor children through your will and document your wishes regarding which loved ones inherit which assets. We break things into simple, manageable steps and are always here to help — with member support, expert guidance, and proactive updates as life changes. A Revocable Living Trust prevents your loved ones from losing time and money in probate court. Additionally, a Trust ensures your family will not have to go through the lengthy, expensive, and stressful probate court process after you’re gone. For costs and complete details of the coverage, call or write the compan

We strive to keep our information current as laws change. Guided by the motto "law for all," our attorney authors and editors have been explaining the law to everyday people ever since. They combine creative problem-solving with wealth preservation strategies zealous advocacy to protect our clients’ interests. Although most estates fall below the federal exemption threshold, living trusts can be used in combination with other tools to reduce estate tax exposure for larger estates. California probate can take 8–12 months or longer and cost thousands in legal and court fees. You retain control of those assets as the trustee and can make changes at any time.

Key Roles in a Revocable Living Tru

Get insight on basic will and trust drafting including bequests, survivorship issues, powers of appointment, ademption, tax apportionment and much more. This video series offers an overview of estate planning basics, including drafting, executing, and implementing a basic estate plan. Review common questions regarding Power of Attorney and the varying state laws. A will is a legal document that describes how you would like your property and other assets to be distributed after your death. The federal government imposes taxes on gratuitous transfers of property made during lifetime (gifts) or at death (bequests/devises) that exceed certain exemption limits. Estate planning covers the transfer of property at death as well as a variety of other personal matters and may or may not involve tax plannin

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Virtue Wealth Management is a trusted, fee-only fiduciary financial advisor in Santa Clarita, CA. Through the highs & lows of markets and global shifts, we've always had the peace of mind knowing that EPW has our best interests in view and protects our investments with our long-term retirement plans in mind."1 The entire team consistently provides detailed explanations based on the depth of their knowledge with the financial markets."1 I could not be happier with EP and honestly recommend to anyone looking for an investing partner to at least meet w the local team."5 I have 100% confidence that my advisors at EP Wealth have my best interests at the forefront of all decisions made."3 We appreciate the experience, the honesty, and the clear communication..."7

People who have a plan and are moving towards their wealth preservation strategies goals feel less stress and financial worry. We feel truly fortunate to have come across his information! I’ve learned so much from him and the financial plan he prepared for our family, and it’s made a real difference in how I manage my personal finances. His responsiveness and clarity made the entire process feel smooth and stress-free. Their approach is tailored to fit my unique personal and financial goals, making the process not only manageable but also empowering. Erick and his team provided me with a personalized financial plan that has kept me on track towards achieving financial freedom.

Fee Structure: Opt for Fee-Based Compensation

Is your money really aligned with what’s important in your life? In fact, you can get a free review of your account and we’ll explain how we would manage it as your financial advisor. Any type of account whether Traditional IRA, Roth IRA or a non-retirement account, we’ve got you covered. They might have had a bad experience with another financial advisor or a fi